There is a lot of confusion in the United States about health care and what will happen after the Affordable Care Act. The following post provides an overview of good healthcare reform so that you can understand what needs to be done. Click here https://www.washingtontimes.com/topics/harold-matzner/ to learn.
The next few years will be a time for a change. People are finally starting to understand how much their health insurance costs and how out-of-control premiums have become. However, there is still a lot of confusion in the country about what is going on with health care reform and whether or not they should try and stay with their current coverage or they should make plans to switch to better options like those under Obamacare to help them out later down the road. Harold Matzner has put together an article that explains good healthcare reform. You can read his full post here:
To understand good healthcare reform, it’s essential to know where we came from and where we are headed.
The history of health care in the United States is long and complicated, but it essentially goes something like this…
For most of our country’s history, people generally paid for their health care out of pocket. This meant that they were responsible for their costs but also that they had a lot more control over what kind of care they received and how often they received it. When people decided to pay for health care out of pocket, they also had more control over how much money they spent because they were paying for it.
Things began to change with the rise of insurance companies and group health plans in the early 20th century. By pooling money from many people, insurance companies and group plans could reduce costs while still offering a decent level of service. This change allowed people to see doctors when needed and not when insurance made them. People indicated that they wanted better coverage while still receiving access to quality health care, so many began opting into the group and individual plans.
Many people began to feel that this was the best and most affordable way to receive health care, but as time went on, it became clear that this wasn’t an excellent option for everyone. Insurance companies are not known for being the most customer-friendly organizations. Although many people didn’t have any problems with their policies, there were plenty of people who needed more help than their group plans would provide. This was when personal plans came into existence.
As more people realized they weren’t getting what they needed from group plans and wanted help from insurance agencies, private policies became big business. Although these options cost more than group plans, this extra cost was generally worth it.
